It’s hard to get away from celebrity news and gossip. We’ve all experienced it recently with the Johnny Depp and Amber Heard trial. Whether we like it, or not, it was splattered all over every social media and news outlet available. What this trial has brought to light though, and why we think it is important for you, is the value of having Homeowners and Umbrella Insurance Policies.
Did you know that your Homeowners policy and Umbrella policy could protect you in cases like the Depp vs. Heard trial?
Did you know that Amber Heard’s defense team was paid by her Homeowners policy?
Most people don’t realize that your insurance policies can often cover you if you are sued. This includes things such as defamation of character, libel, slander!
It’s important to keep in mind that most of these polices exclude intentional wrongdoing and also won’t cover any judgement rulings, simply the attorneys and associated fees. If you’ve ever had to hire a lawyer though, you realize how quickly all those bills can add up.
You don’t have to be a Johnny Depp or Amber Heard in order for someone to take you to court. A defamation, libel or slander case can be filed against you from your neighbors, clients or coworkers. Even your children (who might be bullying or saying inappropriate things about others while not under your supervision) could be putting your family at risk.
Our agency isn’t concerned about the latest celebrity scuffle or gossip. However, we do want to make sure that you, and all the things you work so hard for, are protected in the event of a claim. We are here to help answer your questions. Let us review your policies and make sure you have the right protections in place.
Give us a call, text or email for a free quote or second opinion on your current coverage. We’re happy to be your trusted insurance advisors. 770-424-6762.